XRP Lost Over 45% Since July Peak: Can $1B ETF Momentum Reverse the Slide?

7 hours ago 7

Sam Daodu

Tue, December 16, 2025 astatine 9:46 AM CST 8 min read

Golden Ripple XRP Coin connected Futuristic Digital Technology Background

XRP dropped from $3.66 successful July 2025 to astir $2.00 by December 2025, losing implicit 45% arsenic 37% of holders beryllium connected unrealized losses
U.S. spot XRP ETF inflows person attracted astir $1 cardinal successful assets wrong 4 weeks of launching successful November 2025, the fastest maturation since Ethereum ETFs
XRP Exchange balances fell 45% implicit 60 days (3.95 cardinal to 2.6 cardinal XRP), signaling proviso tightening arsenic ETF custody and whale accumulation removed tokens from circulation.
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XRP ETF inflows conscionable deed $1 cardinal successful nether 4 weeks—the fastest organization adoption since Ethereum ETFs launched. Yet XRP (CRYPTO: XRP) dropped 45% from its July 2025 highest of $3.66 to astir $2.00, leaving 37% of XRP holders underwater with unrealized losses. The token climbed 480% implicit the anterior twelvemonth (from $0.63 successful July 2024 to $3.66), minting fortunes for aboriginal holders earlier the reversal.

Can this unprecedented question of XRP ETF inflows reverse the 45% terms decline, oregon volition XRP support bleeding arsenic whales currency retired and macro conditions enactment weak? Here's what's driving the XRP terms diminution and whether organization request done ETF momentum changes the crippled for XRP.

Close up of aureate Ripple XRP cryptocurrency with colorful graph background

XRP deed an all-time precocious of $3.66 successful mid-July 2025 aft climbing 480% implicit the anterior 12 months. The rally peaked, past reversed hard. By December 2025, XRP had dropped astir 45% to astir $2.00. The retreat eroded XRP's marketplace presumption alongside Bitcoin, which itself fell 30% from its all-time highs and dragged the broader crypto marketplace lower.

On-chain information shows a ample stock of caller buyers present commercialized astatine a loss. Glassnode reports astir 37% of XRP's circulating proviso sits successful unrealized loss—down from 41.5% successful mid-November 2024 but inactive reflecting important selling pressure.

Many traders bought XRP supra $3.00 during the summertime surge and present clasp underwater positions. This attraction of underwater XRP holders breeds continued selling unit arsenic immoderate chopped losses portion others hold for recovery.

Moreover, whales took profits aft the rally. Approximately 200 cardinal XRP ($400 cardinal astatine the time) was sold by whales successful precocious November 2025, apt locking successful gains from the summertime surge. The broader crypto marketplace mislaid implicit $1 trillion successful worth from October done November 2025, reflecting risk-off sentiment that pulled XRP down alongside Bitcoin and Ethereum.

XRP's July euphoria near the marketplace top-heavy. The inevitable retracement—amplified by whale profit-taking and crypto's broader selloff—pushed prices down much than 45% from highest levels, creating the setup for whether XRP ETF inflows tin reverse this decline.