Why a $5 Million Trim Signals Caution Around Live Oak Bancshares Amid a 10% Slide

1 week ago 8

Jonathan Ponciano, The Motley Fool

Mon, January 5, 2026 astatine 10:43 AM CST 5 min read

North Carolina-based Trust Co of the South sold 162,500 shares of Live Oak Bancshares successful the 4th quarter; the estimated transaction worth was $5.44 cardinal based connected mean Q4 pricing.
The quarter-end presumption worth fell by $5.87 million, reflecting some trading enactment and stock terms movement.
As of year-end, the money reported holding 167,500 LOB shares valued astatine $5.75 million.
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On Monday, North Carolina-based Trust Co of the South disclosed successful an SEC filing that it sold 162,500 shares of Live Oak Bancshares (NYSE:LOB) during the 4th quarter, an estimated $5.44 cardinal transaction based connected quarterly mean pricing.

In its quarterly disclosure to the Securities and Exchange Commission released Monday, Trust Co of the South reported a merchantability of 162,500 shares of Live Oak Bancshares (NYSE:LOB). The estimated worth of the shares sold was $5.44 million, calculated utilizing the quarter’s mean closing price. The fund’s presumption astatine quarter-end was 167,500 shares. The nett presumption worth declined by $5.87 cardinal from the anterior quarter, accounting for some income and terms changes.

Live Oak Bancshares represents 0.93% of Trust Co of the South’s 13F reportable AUM pursuing the transaction.

Top 5 holdings aft the filing:

NYSEMKT:DFAT: $108.41 cardinal (17.4% of AUM)
NYSEMKT:DFUV: $82.10 cardinal (13.2% of AUM)
NYSEMKT:DFAC: $51.05 cardinal (8.2% of AUM)
NYSEMKT:VOO: $42.59 cardinal (6.8% of AUM)
NYSEMKT:DFIC: $34.83 cardinal (5.6% of AUM)

As of Friday, Live Oak Bancshares shares were priced astatine $34.71, down 9.6% implicit the past twelvemonth and underperforming the S&P 500 by 28.5 percent points.

Metric

Value

Revenue (TTM)	$533.05 million
Net income (TTM)	$69.56 million
Dividend yield	0.3%
Price (as of Friday)	$34.71

Live Oak Bancshares offers commercialized banking products and services, including deposit accounts, commercialized and concern loans, existent property lending, and government-guaranteed indebtedness colony and securitization.
The institution generates gross chiefly from nett involvement income connected loans and deposits, arsenic good arsenic interest income from wealthiness management, concern advisory, and related fiscal services.
It serves tiny businesses, professionals, and high-net-worth individuals crossed the United States, with a absorption connected the North Carolina region.

Live Oak Bancshares is simply a determination slope holding institution with astir $1 cardinal successful trailing twelve-month gross and a diversified portfolio of commercialized banking services. The institution leverages a technology-driven attack to present tailored fiscal solutions to tiny businesses and professionals, portion besides offering wealthiness absorption and concern advisory services. Its absorption connected government-guaranteed lending and specialized fiscal products provides a competitory borderline successful the determination banking sector.