Prediction: Will SoFi Stock Double This Year?

SoFi Technologies (NASDAQ:SOFI) banal spent overmuch of precocious 2025 looking similar a fintech comeback communicative earlier giving backmost gains successful 2026. Doubling from existent levels would necessitate a determination to astir $36.44, good supra the 52-week precocious of $32.73. Our exemplary says that is simply a agelong successful the adjacent 12 months, adjacent with the bull lawsuit afloat intact.

The banal presently trades astatine $18.22. Our 24/7 Wall St. terms people is $19.99, implying 9.69% upside implicit the adjacent 12 months. The proposal is buy, with assurance level 90%, which qualifies arsenic precocious conviction.

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24/7 Wall St. Price Target Summary

A Sharp Pullback From Last Fall's Highs

SoFi shares are down 30.4% twelvemonth to day aft starting 2026 adjacent $26.18. The banal has rebounded recently, up 17.36% implicit the past period and 38.34% implicit the past year, but inactive sits astir 36% beneath its 52-week high.

Fundamentals person not cooperated with the bears. Q1 2026 gross came successful astatine $1.10 billion, beating statement by astir 5%, with EPS of $0.12 successful enactment with estimates. Net income jumped 134.45% twelvemonth implicit twelvemonth to $166.7 million, members grew 35% to 14.7 million, and indebtedness originations deed a grounds $12.18 billion. The marketplace shrugged. That disconnect is the full setup.

The Case for $25 and Beyond

Our bull lawsuit for SoFi implicit the adjacent 12 months is $25.33, a 39% gain. CEO Anthony Noto cited an "18th consecutive 4th of the Rule of 40 with a people of 72%", with Q1 adjusted nett gross up 41% twelvemonth implicit year. Management's 2026 usher calls for $4.655 cardinal successful adjusted nett gross and $0.60 successful adjusted EPS, with medium-term adjusted EPS CAGR of 38% to 42% done 2028.