Sheryar Siddiq
Fri, January 2, 2026 astatine 9:50 AM CST 2 min read
Nu Holdings Ltd. (NYSE:NU) besides added 4.3 cardinal customers successful the 3rd 4th of 2025, bringing its full to 127 million, a 16% summation year-over-year and highlighting NU’s increasing interaction successful Latin America’s fiscal sector. The mean gross per progressive lawsuit (ARPAC) stood astatine a coagulated $13, up from $11 past year.
Despite immoderate unit from rising involvement costs, Goldman Sachs believes Nu Holdings Ltd. (NYSE:NU) inactive has imaginable to rise its risk-adjusted nett involvement margins (NIMs). The steadfast points retired that little hazard costs and accrued recognition ceilings, which volition summation indebtedness growth, should counteract this pressure.
Nu Holdings Ltd. (NYSE:NU) is simply a Brazil-based holding institution that provides integer banking services. Its services see customized recognition lines, mobile payments, interest-earning savings accounts, concern products, and more.
While we admit the imaginable of NU arsenic an investment, we judge definite AI stocks connection greater upside imaginable and transportation little downside risk. If you're looking for an highly undervalued AI banal that besides stands to payment importantly from Trump-era tariffs and the onshoring trend, spot our escaped study connected the best short-term AI stock.
READ NEXT: 10 Best Magic Formula Stocks for 2025 and 10 Best Retirement Stocks to Buy According to Hedge Funds.
Disclosure: None. This nonfiction is primitively published at Insider Monkey.

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