Mizuho Trims Target Price on Affirm (AFRM) to $95

Affirm Holdings Inc. (NASDAQ:AFRM) is 1 of the 13 High-Risk High-Reward Growth Stocks to Invest In.

On February 9, Mizuho reduced its people terms connected Affirm Holdings by 16.7% to $95 (from $114) portion keeping an Outperform telephone connected the stock. Dan Dolev, the expert from Mizuho, views the caller selloff successful AFRM arsenic unjustified. He cited 2 affirmative catalysts that the marketplace mightiness beryllium overlooking: AFRM’s precocious announced exclusive concern with Intuit and blimpish FY2026 guidance.

For context, connected February 2, Intuit and Affirm announced a multi-year woody wherein Affirm would go the exclusive built-in pay-over-time solution successful QuickBooks Payments. This woody would springiness Affirm contiguous entree to the millions of tiny and mid-market businesses that usage QuickBooks, with much than $2 trillion successful invoices per year.  Pat Suh, Senior Vice President of Revenue astatine Affirm, had this to accidental astir the deal:

”Millions of SMBs trust connected QuickBooks to simplify operations, support their currency travel connected track, and turn their business. Integrating Affirm straight into QuickBooks Payments volition springiness these businesses different lever for maturation — offering customers a transparent, liable mode to wage implicit clip portion the concern continues to get paid upfront.”

Three days later, connected February 5, Affirm released its Q2 FY2026 net report, which showed beardown maturation crossed the board. Gross merchandise measurement grew 36% YoY to $13.8 cardinal (from $10.1 billion), progressive consumers grew 23% YoY to 25.8 cardinal (from 21.0 million), portion transactions per progressive lawsuit grew 20% YoY to 6.4x (from 5.3x). Combined, these operational results yielded a 30% YoY maturation successful revenue, which reached $1.1 cardinal (from $0.9 billion).

Management besides provided its guidance connected gross for the 2^nd half of the fiscal year. For Q3-2026, they expect gross to beryllium betwixt $0.97 cardinal and $1.00 billion, implying a YoY maturation complaint of 23.9%-27.7%. For Q4-2026, they expect gross to beryllium betwixt $1.06 cardinal and $1.09 billion, implying a YoY maturation complaint of 21.0%-24.4%.

Affirm Holdings, Inc. (NASDAQ:AFRM) operates a outgo web crossed Canada, the United States, and internationally. The company’s level includes a consumer-focused app, a point-of-sale outgo solution for consumers, and merchant commerce solutions. Affirm Holdings, Inc. was incorporated successful 2012 and is based successful San Francisco, California.

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