Maham Fatima
Fri, February 20, 2026 astatine 11:14 AM CST 2 min read
Klarna Group (NYSE:KLAR) is 1 of the best caller tech stocks to put successful now. On February 18, Klarna achieved its archetypal billion-dollar gross quarter, totaling $1.082 cardinal successful Q4 2025, which was a 38% summation year-over-year. This was fueled by a grounds GMV of $38.7 cardinal and a 101% surge successful banking consumers, present totaling 15.8 million. These engaged users make implicit 3x the gross of mean consumers, reflecting Klarna’s strategical improvement from a payments supplier into a planetary integer bank.
The US marketplace served arsenic the superior maturation engine, with gross accelerating 58% year-over-year arsenic Klarna reached 29 cardinal home consumers. Market stock gains were peculiarly notable successful the Fair Financing segment, which grew 165% arsenic users shifted distant from accepted revolving credit. Additionally, the Klarna Card saw important adoption, ending the 4th with 4.2 cardinal progressive users, astir treble the number from the erstwhile quarter.
Klarna besides demonstrated important operating leverage done AI-driven efficiencies and disciplined underwriting. Since 2022, the institution has doubled its gross portion reducing operating expenses by 8% and decreasing headcount by 49%, resulting successful a gross per worker of $1.24 million.
Klarna Group (NYSE:KLAR) operates arsenic a integer slope and flexible payments supplier successful the UK, the US, Germany, Sweden, and internationally. The institution provides outgo and selling solutions to consumers and merchants.
While we admit the imaginable of KLAR arsenic an investment, we judge definite AI stocks connection greater upside imaginable and transportation little downside risk. If you’re looking for an highly undervalued AI banal that besides stands to payment importantly from Trump-era tariffs and the onshoring trend, spot our escaped study connected the best short-term AI stock.
READ NEXT: 10 Most Profitable Undervalued Stocks to Buy and 11 Best Mining Stocks to Buy According to Wall Street.
Disclosure: None.

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