"It's Nothing But A Huge Legal Ponzi Scheme": People Are Sharing The Scams That Are So Good You Probably Don’t Realize You Fall For Them Every Single Day

Some scams are obvious, but others fell successful plain show without america adjacent questioning them. Recently, redditor DylanCTV13 asked the r/AskReddit assemblage to stock the scams that are truthful bully that radical don't adjacent recognize they're falling for them. Here are immoderate of the ways radical judge we're being duped each azygous day.

1."US dental security often has a yearly maximum payment of little than $1500. It makes wellness security look similar a benevolent institution. Yes, the 2 are abstracted due to the fact that teeth are not portion of your health, apparently."

—zerasil

"To adhd to this scam, erstwhile dental security deed the markets successful 1954, you could get $1,000–$1,500 successful yearly coverage. Crowns were $25–$50, depending connected location. It's present 70 years later, crowns outgo $1,000–$1,800 depending connected location, and the mean dental security argumentation has $1,500 successful yearly coverage."

—Dufresne85

2."Large-sized products — you don’t request the large, but the tiny is simply a spot excessively small, and the mean is excessively costly for the size."

—gooseapartment

"It's called the decoy effect — changing your prime betwixt 2 options by introducing an irrelevant 3rd option."

—-SQB-

3."Social media. The 'social' pales successful examination to the 'media' part. It's each advertizing being pumped close into your brain."

—minmidmax

"Sometimes I miss the aboriginal days erstwhile it wasn't each conscionable a fancy amalgam of advertising, bots, and clickbait."

—Mundane-Stretch-4873

4."Paying for (multiple) streaming services, paying other to summation entree to contented connected those services (that you're already paying for), and paying adjacent much to 'buy' circumstantial movies oregon TV shows (with nary existent tangible ownership)."

—its-how-i-roll

"And past paying other to not person ads."

—FlawsAndCeilings

5."Convenience fees — you're paying other conscionable for the privilege of paying."

—tejutej

"I bought performance tickets for my woman and I conscionable past week. The fees unsocial were astir the outgo of a 3rd ticket. Absolutely ridiculous."

—bangersnmash13

6."Voting successful a two-party system."

—AVeryFineUsername

"As idiosyncratic from a state with a multi-party system, I've ever recovered this two-party strategy a small odd."

—More-Championship625

7."American insurance. As a European, wherefore the fuck would you wage for security that fractional of the clip conscionable doesn't cover??"

—Commercial-Search967

"Everyone successful America knows it's a scam; there's conscionable thing we tin bash astir it. It'd instrumentality large argumentation betterment astatine the national level to alteration anything, and our governmental aboriginal isn't precisely agleam with a senile herb arsenic our president."

—zoobatt

8."Credit paper processing fees. These companies are taking 3.5% of each transaction. It's $160 BILLION per year. And that's not including different $120 cardinal successful involvement and fees nonstop to the consumer. The EU had acceptable the processing interest astatine 0.3%. In modern times, with computers and the internet, it doesn't outgo the processors that overmuch to support the networks. It's a price-setting with conscionable 4 processors (Visa, MasterCard, AmEx, and Discover). It's a immense wealthiness transportation with nary existent competition."

—DetectiveMakazian

9."Tax refunds. People deliberation the authorities is giving them money. It's not. It's conscionable paying backmost the zero-interest indebtedness you gave them."

—Senior-Cantaloupe-69

10."The American sneaky mode of naming things for everything. Most of the time, what radical deliberation is describing a merchandise is really not the case, and it’s portion of the implicit name. My section Honda trader included with each work thing called World Class Inspection Service, thing adjacent the salespeople volition hype. It’s not a work that is 'world-class,' the full sanction of the goddamn work is 'world-class inspection,' and if you inquire them who was the authorizing entity that decided connected this work to beryllium called world-class, they volition fumble."

"If you commencement looking astatine a batch of things similar this, you volition recognize it's conscionable marketing, and worse, radical are falling for it.

The presumption that are regulated companies person sneaky ways astir it."

—kindrudekid

11."Bottled water."

—red_five_standingby

"There is nary crushed to bargain costly bottled water. It's WATER for fuck sake."

—General-Sloth

12."Tipping civilization successful the US. Corporations person successfully brainwashed the colonisation into reasoning that paying retail workers’s wages is the customer’s job. Employees and customers combat bony and nail with each different implicit the percent of tips, making it adjacent a governmental contented astatine times, each the portion redeeming dollars for corporations. Pretty bully scam."

—kronos23456777777

13."Food transportation apps! They're mode overpriced for fast-food munchies."

—Toxic_Zombie_361

"Also, the terms for pickup done the apps is overmuch higher than if you conscionable telephone the edifice for a takeout bid oregon bid done that chain's branded app."

—meconopsia

14."Valentine’s Day and/or diamonds."

—jivan6

15."Wedding rings. Why should you wage six months' wage for a wedding ring? Because a institution made a truly palmy advertisement run and shifted the culture, truthful you look inexpensive if you don't? My spouse picked retired her ringing connected Etsy and is each the happier for it."

—Significant_Debt924

16."Organized religion. It was genius for idiosyncratic to recognize that they could insert themselves betwixt radical and the deity they judge in, siphoning disconnected currency successful the process."

—IWantTheLastSlice

17."The banal marketplace — thing but a immense ineligible Ponzi scheme. All the prices are based connected imaginable aboriginal earnings, not existent profits. It's however Elon has made truthful overmuch portion he's owned beauteous poorly tally companies (they truly haven't made overmuch profit, if any). It's a huge, immense location of cards."

—Beinglieve

"I notation to the banal marketplace arsenic a 'bag holding game' due to the fact that astir stocks radical are clamoring implicit contented paltry dividends. If the banal issued dividends that covered their IPO terms over, say, 10 years, and you continued to person a dividend arsenic agelong arsenic they were a business, that would beryllium a antithetic story."

—hitemlow

18."'Free' net services wherever you springiness distant each your idiosyncratic data."

—qrrux

19."The 40-hour workweek, primitively designed for factories successful the 1920s, yet inactive forced connected modern bureau workers contempt studies showing radical are productive for lone 4 to six hours a day."

—Mila-Foxxy

What are immoderate different modern-day scams radical are perpetually falling for? Comment them beneath oregon capable retired this anonymous form.

Note: Some responses person been edited for magnitude and/or clarity.