Here Are My Top 2 Growth Stocks to Buy Now

• SoFi aims to connection everything connected its fiscal services app, gathering user needs with innovative products.

• Nu is adding caller customers astatine a accelerated complaint and entering caller regions.

• 10 stocks we similar amended than SoFi Technologies ›

The caller twelvemonth is astir here, and investors are excited astir the market's prospects successful 2026. After 3 years of double-digit percent gains, tin the S&P 500 inactive notch different win? It's unusual, but it wouldn't beryllium the archetypal time.

Since nary 1 knows what volition hap oregon when, support investing. Make definite you're well-diversified with harmless stocks, and find fantabulous maturation stocks that tin soar this twelvemonth oregon bounce backmost agelong word if the marketplace crashes oregon corrects. SoFi Technologies (NASDAQ: SOFI) and Nu Holdings (NYSE: NU) are my 2 apical maturation stocks to bargain close now.

SoFi is simply a U.S.-based integer slope that represents the aboriginal of the industry. There are respective ways it stands out, but it touts its one-stop store attack to fiscal services arsenic its differentiating factor. It's aiming to connection everything a lawsuit needs, from recognition cards and slope accounts to investing tools and security plans, connected its easy-to-use app. This creates an ecosystem of products that keeps users engaged and leads to precocious beingness value.

But SoFi stands retired successful different important ways. It consistently rolls retired new, innovative services that connection existent worth for its idiosyncratic base. It precocious reintroduced cryptocurrency trading consecutive connected its app, and it's utilizing the blockchain to alteration easy, inexpensive planetary remittances. It conscionable announced the motorboat of SoFiUSD, a afloat reserved stablecoin.

Another mode it differentiates from different banks is its beardown lending segment. SoFi was primitively a lending co-op, and lending is inactive its largest segment. That gives it greater vulnerability to involvement complaint changes, but it besides provides it with a unchangeable and reliable gross stream. Now that involvement rates are connected their mode down, the lending concern is booming again. Originations roseate 57% twelvemonth implicit twelvemonth successful the 3rd 4th to a grounds $9.9 billion, and lending gross accrued 25% implicit past year.

SoFi's large maturation driver, though, is the fiscal services segment. This is wherever the innovative products are being launched and wherever the one-stop store is happening. Financial services gross accrued 76% twelvemonth implicit twelvemonth successful the 3rd quarter, and publication nett roseate 126%.

SoFi banal is up astir 75% successful 2025, and it trades astatine a price-to-earning (P/E) ratio of 48. Although that's not objectively cheap, SoFi banal is good worthy that terms considering its aboriginal potential.