George Kamel: How Working a 9-to-5 Job Can Make You a Millionaire

When you deliberation of a millionaire, you mightiness representation an entrepreneur who got creative, took large risks and hustled hard to marque large money. However, the Ramsey Solutions National Study of Millionaires recovered that galore millionaires had worked arsenic teachers, engineers, accountants and successful different accepted careers, and they usually took a slower attack to gathering their wealth.

Personal concern adept George Kamel is simply a bully illustration since helium grew his wealthiness connected a W-2 worker salary. In a caller YouTube video, helium discussed 5 reliable strategies for becoming a millionaire portion having a regular 9-to-5 occupation — adjacent if you’re not yet earning a lot.

Rather than focusing connected uncovering a broadside hustle that takes up your invaluable constricted clip aft work, absorption connected however you tin turn your income astatine your main job.

“Don’t slumber connected your salary,” Kamel said. “If you consciousness similar you’re underpaid, either get wide connected a maturation program with your leader, oregon you mightiness request to power jobs oregon careers altogether.”

He besides suggested ways to amusement your worth to amended your chances of raises oregon promotions. These see volunteering, gathering skills and showing you’re unfastened to learning from others.

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Kamel explained that your company’s worker payment offerings enactment your millionaire extremity since they tin assistance you prevention oregon adjacent get escaped money.

One illustration is an employer’s 401(k) match, which averaged 4.6% of an employee’s net successful 2024, according to Vanguard’s How America Saves 2025 report. If your leader offers a match, effort to lend capable each twelvemonth to maximize that escaped wealth for your retirement.

Other money-saving benefits to instrumentality vantage of see assorted security programs, tuition oregon pupil indebtedness repayment assistance, flexible spending accounts, and disposable worker discounts connected products and services you usually purchase.

Regardless of your salary, manner creep tin easy destruct your chances of becoming a millionaire. Many radical autumn into this trap and let their spending to creep up with their increasing incomes.

This mightiness look similar upgrading to a much costly location oregon car, going to fancier restaurants, oregon buying luxury clothing. Since this benignant of uncontrolled spending leaves you with small wealth to invest, you should follow the much mean attack that galore existent millionaires do.

“I’m not saying you gotta unrecorded similar a Franciscan monk, but instrumentality to a budget, unrecorded good wrong your means and usage the quality to physique wealth,” Kamel said.