A petition for a $50,000 indebtedness aft a occurrence near a Reddit idiosyncratic weighing fiscal boundaries against friendship.
According to the archetypal poster, the person said she was "struggling" and requested the wealth to screen idiosyncratic expenses and support her concern working. She asked for an reply by the adjacent day.
The OP described the concern connected the r/AmIOverreacting subreddit, penning that they responded with a hesitant "maybe" due to the fact that they did not cognize however to garbage successful the moment.
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"I don't similar lending money," the OP wrote. The OP referenced a past acquisition aft college, erstwhile they loaned a roommate $2,000 with the knowing it would beryllium repaid wrong a month. The wealth was ne'er returned, and the OP aboriginal realized they had been blocked.
In this situation, the OP wrote that the person was not wholly broke. Much of the friend's wealth was tied up successful stocks, and she did not privation to merchantability portion the marketplace was down. According to the post, the person had precise small usable currency disposable time to day, and determination was nary wide repayment plan.
The OP besides wrote that they had antecedently advised the person to support currency disposable for emergencies. Lending specified a ample amount, the OP wrote, progressive fiscal and idiosyncratic risk.
In an update, the OP wrote that they declined the indebtedness and acceptable a wide boundary.
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"If OP loaned it — they would ne'er repay. As clip went connected they would assertion it was a gift. My begetter ever told maine ne'er indebtedness wealth to friends. If you bash — lone bash it with the cognition that you mightiness ne'er get it back," 1 commenter wrote. "My dada ever said ne'er lend wealth unless you are consenting to suffer the relationship oregon the money," different added.
Some responses focused connected the friend's mentation that her wealth was tied up successful investments.
"Keep it little and direct: ‘Sorry I can't lend you the money. I cognize you don't privation to, but I deliberation you request to merchantability immoderate of your stocks.'"
Other comments emphasized that the magnitude unsocial justified saying no.
"Fifty 1000 dollars isn't assistance — it's a life-changing fiscal risk," a idiosyncratic wrote. "You're not a backstage lender conscionable due to the fact that you saved responsibly. That's not however friendships work," different effect said.

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