Credicorp Ltd. (BAP) Reports Strong Earnings and Loan Growth Outlook

The institution generated $2.18 cardinal successful revenue, which dropped to $1.8 cardinal connected accounting for involvement expenses. Total nett for the afloat twelvemonth totaled $1.94 billion, oregon $24.35 per share, with gross of $6.55 billion.

The beardown fiscal results came connected indebtedness maturation being propelled by beardown retail momentum astatine BCP, arsenic the institution besides targets double-digit maturation successful halfway segments. The company’s absorption remains connected scaling and monetizing its integer ecosystem. Credicorp absorption is projecting indebtedness maturation of 8.5%, with nett involvement borderline expected to stay unchangeable successful the mid-to-high 6% range.

“We closed 2025 connected a precise coagulated footing, entering the caller twelvemonth successful a stronger presumption than we did astatine the extremity of 2024,” said Gianfranco Ferrari, CEO. “Our absorption remains connected 3 priorities: standard and monetize our integer ecosystem, expanding inclusion, and accelerating caller gross streams,” Ferrari added.

Credicorp Ltd. (NYSE:BAP) is the largest fiscal holding institution successful Peru, offering a broad suite of fiscal services crossed Latin America, with a superior absorption connected cosmopolitan banking, insurance, and pensions.

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