Could This Texas Town Be America’s Most Underrated Golf Retirement Destination?

Georgetown, Texas has softly go 1 of the fastest-growing status destinations successful the country. Located astir 30 miles northbound of Austin, the metropolis combines lukewarm weather, an progressive status community, and entree to aggregate play courses wrong the fashionable Sun City development. Add Texas's deficiency of a authorities income taxation and location prices that stay competitory compared to galore coastal status markets, and it is casual to spot wherefore retirees proceed to determination determination successful ample numbers. The existent question, however, is whether Georgetown's status entreaty holds up erstwhile viewed done a fiscal lens. Can a emblematic status portfolio comfortably enactment the manner the metropolis promises?

Why Georgetown keeps showing up connected the abbreviated database

Georgetown anchors Sun City Texas, a Del Webb 55+ assemblage with 3 courses: Legacy Hills, White Wing, and Cowan Creek. Outside the gate, Cimarron Hills and Berry Creek connection private-club options. Texas has nary authorities income taxation and ranks 7th connected the 2025 State Tax Competitiveness Index, with a per capita authorities and section taxation load of $5,897. Statewide outgo of surviving lands astatine 97.057 connected the BEA index, astir 3% beneath the nationalist average.

Single-story homes wrong play communities merchantability betwixt the precocious $300s and mid $500s, successful a municipality with a median location worth astir $449,000 and Williamson County effectual spot taxation complaint adjacent 1.39%. That spot taxation complaint is the fig astir newcomers underestimate.

The honorable fund for a golf-centered mates

A comfy two-person Sun City status successful existent dollars, assuming a paid-off $425,000 home:

• Property taxes, aft over-65 homestead exemption and schoolhouse taxation freeze: astir $4,800

• Homeowners insurance: $3,800

• Sun City HOA dues: $1,960 per household for 2026

• Home attraction and replacement reserve: $4,500

• Golf for 2 players with nonmigratory yearly pass: astir $6,500 combined

• Utilities: $3,900

• Groceries connected USDA Moderate-Cost program for a mates 51-70: astir $11,400

• Transportation, 2 vehicles: $7,200

• Healthcare for Medicare-age couple: 2 Part B premiums astatine $202.90 per month, Medigap, Part D, dental, vision, and out-of-pocket: astir $13,500

• Travel, gifts, personal: $9,000

• Federal income taxation connected portfolio withdrawals: astir $5,500