AI, cyber, and climate change will be the key insurance themes in 2026

AI, cyber insurance, and clime change/natural catastrophes were highlighted arsenic the 3 themes that volition person the biggest interaction connected security successful 2026 arsenic portion of GlobalData’s yearly predictions webinars. Insurers that found themselves arsenic leaders successful these themes volition spot improved performance, products, and lawsuit service.

AI is undoubtedly the starring exertion inclination successful the security manufacture astatine present. The emergence of agentic AI passim 2025 has lone accrued the buzz astir the exertion and its capabilities. Its interaction tin beryllium felt passim the worth chain, and agentic AI’s quality to respond to unrecorded accusation and marque human-like decisions volition accelerate the interaction AI has connected security successful 2026 and beyond.

The full worth of M&A deals completed wrong AI successful security skyrocketed successful 2025, registering maturation of 328% successful presumption of worth and 125% successful presumption of volume. Driven successful portion by the emergence of generative and particularly agentic AI, this inclination was replicated successful GlobalData’s different signals databases. Our jobs and institution filings databases amusement beardown maturation wrong AI successful insurance, which indicates it is an country of absorption for insurers. One illustration was Munich Re’s July 2025 acquisition of Next Insurance—a technology-first commercialized spot and casualty insurer with a absorption connected AI and digitalisation.

Cyber and clime change/natural catastrophes are besides cardinal themes. Cyber security is continuing to spot immense growth, and we forecast that to proceed to 2030. We estimation the planetary cyber security marketplace to beryllium worthy $22.2bn successful 2025 and $35.4bn by 2030. Climate change, the emergence of terrible upwind events astir the world, and earthy catastrophe security are large issues for insurers—and their interaction volition lone proceed to summation successful the coming years. Natural occurrence and hazards security is simply a large security merchandise globally, with premiums and claims seeing crisp yearly increases, which are forecast to continue. The regularity of terrible upwind events is simply a immense menace to the manufacture and ample areas of the satellite are becoming uninsurable, which is simply a large occupation for consumers.

The webinar chose these themes owed to the interaction they are already having and however we expect them to turn successful value (and value) successful 2026 and beyond. Insurers should beryllium focusing connected these 3 themes arsenic we caput into 2026.

"AI, cyber, and clime alteration volition beryllium the cardinal security themes successful 2026" was primitively created and published by Life Insurance International, a GlobalData owned brand.

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